So... for years I have been hearing about the "cash envelope" system.  Dave Ramsey is a huge advocate and teacher of the envelope only system and Money Saving Mom, which is one of my favorite bloggers, is also an advocate.

 I have contemplated giving it a whirl on many occasions but basically convinced myself it really wasn't worth the hassle.  Even though I have a grocery budget I really try to stick to, I also hated the thought of walking in the doors to the grocery store with a literal limited amount of money to spend.  HOWEVER, I also could see the value in knowing this what I will spend and that's that. It does not leave near as much wiggle worm for "hornswaggle" items!

I don't know about you all, but I am notorious for sitting down with my checkbook to write down debits and have my stomach sink, wondering where in the SAM heck the money went.  It is really sad and frustrating how much all those little debits add up to a big fat NEGATIVE in your checkbook.  

The envelope system is a sure fire way to know exactly where your money is going and how much is going there! I really want to boss my money around and tell it where to go, rather than it bossing me!!

I recently stopped working my part time job, so as we are readjusting our budget, I thought this would be the perfect time to try and instill the cash envelope system!!  I got my husband 100% on board and away we flew!  Here is a video clip on how we are going about implementing this system......

Stay tuned for an upcoming review on our progress and the outcome of our trial run!

Peace and Blessings
Your Friend




Good motivation to invest your finance and the envelope system is a sure fire way to know exactly where your money is going and how much is going there.

01/09/2017 6:09am

It's a coincidence that you have the same name with my best friend. She's a choir member and she love's serving God too. For me envelope system is a very helpful way to track down all of your expenses. In this way, you can avoid having your debts filed up. I will be waiting for your progress and we'll see the outcome of it.

04/21/2017 11:52pm

The majority of payday lenders offer short-term personal loans that carry an average cost of between $12 and $22 per $100 borrowed. (a simple interest rate of 12% - 22%) The payback term is typically two to four weeks and the payments are automatically debited from the same consumer bank account that the funds were...


Leave a Reply